About the Bank

The OJSC “Investtradebank” was established in March 1994. Investtradebank (ITB) is a universal commercial bank, having a diversified client base of enterprises and organizations with different property forms, representing a wide range of economic sectors.

The Bank’s shareholders’ equity as of 1 August 2010 made RUR 10 433 141 000 and its total assets equaled RUR 87 598 983 000.

The Bank steadily ranks among the TOP 100 commercial banks of Russia. Starting from 2004, the Bank holds the Moody’s Interfax Rating Agency rating. In July 2008 the Moody’s Agency changed the rating of the OJSC “Investtradebank” for long-term deposits in local and foreign currency from a stable to a positive one. The Moody’s confirmed the Banks’ financial sustainability rating (BFSR) E+ as well as the Not Prime short-term deposit rating. At the same time the Moody’s increased the national rating (NSR) of ITB from Baa1.ru to A3.ru.

In July 2009 the Moody’s Agency left the Bank’s ratings as well as its rating forecasts unchanged: the Banks’ financial sustainability rating (BFSR) - at the level of E+; the long-term and short-term ratings for deposits in national and foreign currency – at the level of B2 and NP (Not-Prime) correspondingly; the national long-term credit rating (NSR) – at the level of A3.ru; prognoses (trends) for all the ratings are stable.

In July 2009 the National Rating Agency assigned its individual credit solvency rating to ITB at the level of A+ (high business solvency, first level).

According to the National Rating Agency, ITB is the first among the TOP 20 Russian banks with the highest increase in the shareholders’ equity in 2008. According to the Banker.ru portal, ITB is the 41^st on the rating list of the largest Russian banks by deposits of individuals and the 35^th on the rating list of the largest Russian banks by fixed-term ruble deposits as of October 2009. The Bank occupies the 20^th line in the rating of the most reliable banks among 100 largest Russian commercial banks and, according to the “Profile” journal rating, it belongs to 50 largest Russian financial credit institutions by its capital.

On 11 January 2005 the OJSC “Investtradebank” was put on the register of the banks-participants of the Compulsory Deposit Insurance System, its number in the System is 409.

Since December 2004 the Bank has been a member of the Association of Russian Banks, since July 2007 – a member of the Association of Regional Banks “Russia”. Since January 2003 - an associated member of the international payment system Visa International and since April 2007 – an affiliated member of the international payment system MasterCard WorldWide.

Investtradebank is an authorized bank of the Moscow Government.

In July 2008 the Bank of Russia registered an additional issue of shares of the OJSC “Investtradebank” in amount of RUR 4.76 billion, which resulted in increase of the Bank’s registered capital by RUR 4.76 billion, i.e. up to RUR 6.36 billion and the Bank’s capital base made about RUR 8 billion.